Insurance schemes for clients 60+ are distinguished not only by necessity to get benefits in future, but also by the necessity to increase the level of safety at the present moment.
Life is unpredictable. Every day can be the last one. We are told this simple truth from the very childhood and soon we get used to it. Thus we are not afraid of death so desperately and even seem to forget about it. Nevertheless we become older. Some people, who depend from us, appear in our life.